PEFCU Mobile Services: Bill Pay

Want an effortless way to pay your bills? Then use our free Bill Pay service to conveniently schedule your monthly payments electronically. Here some reason reasons why using Bill Pay is a smart financial choice.   You save money. There’s less of a need to spend money on the stamps, checks, and envelopes.  You get peace of mind. Rather than relying on snail mail, you can control when your payment reaches its destination. This will help you avoid late fees.  It’s safer. Bill Pay is more secure than mailing paper checks. Our website is encrypted and has other security firewalls that regular mail doesn’t. You don’t have to worry about your banking information being intercepted through the mail and used for fraud.   It helps you stay…

April 26, 2021PEFCU Perks No Comments

Want an effortless way to pay your bills? Then use our free Bill Pay service to conveniently schedule your monthly payments electronically. Here some reason reasons why using Bill Pay is a smart financial choice.   You save money. There’s less of a need to spend money on the stamps, checks, and envelopes.  You get peace of mind. Rather than relying on snail mail, you can control when your payment reaches its destination. This will help you avoid late fees.  It’s safer. Bill Pay is more secure than mailing paper checks. Our website is encrypted and has other security firewalls that regular mail doesn’t. You don’t have to worry about your banking information being intercepted through the mail and used for fraud.   It helps you stay…

Knowing your FICO Score

We’ve added another helpful feature to make it easier for you to monitor your credit score.  FICO for mobile is a new feature that allows members to opt-in to see their FICO Score.  This tool lets you see how lenders determine your creditworthiness. It will also show you how you can improve your financial health.    FICO scores are the most widely used by lenders who checking credit rating. Your score is calculated using many factors from your credit report. Don’t worry. Checking your FICO score with our PEFCU app will NOT affect your credit score.   To start using this feature:  Log in to your PEFCU Mobile Banking app account.   Select the “Menu” button found in the upper left corner of your screen.   Tap “FICO Score.”  Once you’re…

March 26, 2021PEFCU Perks No Comments

We’ve added another helpful feature to make it easier for you to monitor your credit score.  FICO for mobile is a new feature that allows members to opt-in to see their FICO Score.  This tool lets you see how lenders determine your creditworthiness. It will also show you how you can improve your financial health.    FICO scores are the most widely used by lenders who checking credit rating. Your score is calculated using many factors from your credit report. Don’t worry. Checking your FICO score with our PEFCU app will NOT affect your credit score.   To start using this feature:  Log in to your PEFCU Mobile Banking app account.   Select the “Menu” button found in the upper left corner of your screen.   Tap “FICO Score.”  Once you’re…

PEFCU Mobile Services: Mobile Deposit

Want to save time and gas while reducing your car’s “carbon footprint?” Then deposit your checks from your smartphone with the PEFCU Mobile Banking app’s Mobile Deposit feature. Mobile Deposit is a convenient feature available in our PEFCU Mobile Banking App.   Mobile Deposit allows you to photograph check(s) and electronically deposit them into your Savings or Checking Account. This service allows you to deposit up to $5000.00 dollars per day. Mobile Deposits also gives you instant access to your funds up to $600.00.  To get started:  Endorse the back of the check, including:  Required accountholder signature(s) PEFCU deposit account number The exact words “For Mobile Deposits Only at…

October 19, 2020PEFCU Perks No Comments

Want to save time and gas while reducing your car’s “carbon footprint?” Then deposit your checks from your smartphone with the PEFCU Mobile Banking app’s Mobile Deposit feature. Mobile Deposit is a convenient feature available in our PEFCU Mobile Banking App.   Mobile Deposit allows you to photograph check(s) and electronically deposit them into your Savings or Checking Account. This service allows you to deposit up to $5000.00 dollars per day. Mobile Deposits also gives you instant access to your funds up to $600.00.  To get started:  Endorse the back of the check, including:  Required accountholder signature(s) PEFCU deposit account number The exact words “For Mobile Deposits Only at…

Manage your cards with Card Controls

At PEFCU, we give you the power to control your financial future—and your financial present—with the Card Control feature in our Mobile Banking app. With Card Control, you can be assured that when you need to take swift action to secure your cards, you will have the access you need.   This tool gives you an extra layer of security over your PEFCU debit and credit cards. With Card Controls, you can temporarily or permanently deactivate lost or stolen cards from the PEFCU Mobile Banking app.  If your card is misplaced, you can turn it off by simply toggling the on/off switch on the screen.   Enrolling is easy:   Simply log in to your PEFCU…

October 19, 2020PEFCU Perks No Comments

At PEFCU, we give you the power to control your financial future—and your financial present—with the Card Control feature in our Mobile Banking app. With Card Control, you can be assured that when you need to take swift action to secure your cards, you will have the access you need.   This tool gives you an extra layer of security over your PEFCU debit and credit cards. With Card Controls, you can temporarily or permanently deactivate lost or stolen cards from the PEFCU Mobile Banking app.  If your card is misplaced, you can turn it off by simply toggling the on/off switch on the screen.   Enrolling is easy:   Simply log in to your PEFCU…

PEFCU Credit Card Rewards: Music

Love Music? Then ScoreCard® rewards will be music to your ears. Every time you use your PEFCU Visa® Credit Card, there is an opportunity to earn reward points. With your rewards points, you can easily redeem your points for good vibrations.   Digital Album Downloads  You can download albums with your ScoreCard Rewards Points. Got one favorite workout tune? You can pick your one favorite song to download too.  Concert Tickets  Do you prefer an in-person musical experience? With ScoreCard® rewards, you can get as close as you can to hear your favorite musician play. Use your rewards to get in the concert hall, the front row,…

October 19, 2020PEFCU Perks No Comments

Love Music? Then ScoreCard® rewards will be music to your ears. Every time you use your PEFCU Visa® Credit Card, there is an opportunity to earn reward points. With your rewards points, you can easily redeem your points for good vibrations.   Digital Album Downloads  You can download albums with your ScoreCard Rewards Points. Got one favorite workout tune? You can pick your one favorite song to download too.  Concert Tickets  Do you prefer an in-person musical experience? With ScoreCard® rewards, you can get as close as you can to hear your favorite musician play. Use your rewards to get in the concert hall, the front row,…

CO-OP ATM Network

We get it. In times like these, you want the ability to access cash whenever you need it. The good news is that PEFCU is now part of the CO-OP ATM Network, which gives you access to more ATMs.   What is the CO-OP?  CO-OP Financial Services understands that valued credit union members like you appreciate being a part of community-based financial institutions like PEFCU because we look to serve our members and are not operating for profit. CO-OP unites some of the most innovative thinkers that help us make your financial experience easier and more secure. By thinking out of the box, they have used user-friendly technology that give…

October 5, 2020PEFCU Perks No Comments

We get it. In times like these, you want the ability to access cash whenever you need it. The good news is that PEFCU is now part of the CO-OP ATM Network, which gives you access to more ATMs.   What is the CO-OP?  CO-OP Financial Services understands that valued credit union members like you appreciate being a part of community-based financial institutions like PEFCU because we look to serve our members and are not operating for profit. CO-OP unites some of the most innovative thinkers that help us make your financial experience easier and more secure. By thinking out of the box, they have used user-friendly technology that give…

PEFCU Credit Card Rewards: Charity

You have a big heart, don’t you? You are always looking for opportunities to give to those in need. With the PEFCU Visa® Credit Card, you can give your ScoreCard® reward points to charitable organizations. It is one more reason that you’ll want to hold on to your PEFCU Visa® card.   Local Charities  Scorecard® allows you to search for local charities, allowing you to see your community change up close. Choose from a list of charities that are close to your neighborhood… and close to your heart.  Giving Pools  Sometimes paying it forward is a small piece of a bigger puzzle. You can join other like-minded members and pool your points together with them for a large donation to…

October 5, 2020PEFCU Perks, Wallet Wins No Comments

You have a big heart, don’t you? You are always looking for opportunities to give to those in need. With the PEFCU Visa® Credit Card, you can give your ScoreCard® reward points to charitable organizations. It is one more reason that you’ll want to hold on to your PEFCU Visa® card.   Local Charities  Scorecard® allows you to search for local charities, allowing you to see your community change up close. Choose from a list of charities that are close to your neighborhood… and close to your heart.  Giving Pools  Sometimes paying it forward is a small piece of a bigger puzzle. You can join other like-minded members and pool your points together with them for a large donation to…

Welcome To Making Money Prosper

At every stage in life, we all need a routine checkup for our financial health. That is why we’ve launched Making Money Prosper! This blog is dedicated to you, our PEFCU members. We’re here to help you live your best financial life by teaching you to successfully save, invest, and manage your money. Adulting can be hard–we get it! We want you to find success through all of life’s stages: like purchasing your first car, traveling the world, planning for retirement, and everything in between. At PEFCU, our goal is to educate you and your family about your personal finances…

July 6, 2020PEFCU Perks, We Are PEFCU No Comments

At every stage in life, we all need a routine checkup for our financial health. That is why we’ve launched Making Money Prosper! This blog is dedicated to you, our PEFCU members. We’re here to help you live your best financial life by teaching you to successfully save, invest, and manage your money. Adulting can be hard–we get it! We want you to find success through all of life’s stages: like purchasing your first car, traveling the world, planning for retirement, and everything in between. At PEFCU, our goal is to educate you and your family about your personal finances…

4 Perks of Going Mobile 

The iPhone® just came out in 2007. That’s hard to believe, isn’t it? Since then, everything from checking your emails to finding a soul mate has completely changed.   The way we bank has transformed as well. Now we can make well-informed, instant financial decisions wherever we go. We can even deposit checks with just a few taps.   Keep reading to discover four ways that smartphones can lead to smart banking.   Get Access Anytime, Anywhere. Out and about and need to know how much money you have available? No problem. Check your balance or transfer money with a few simple taps. With the PEFCU Mobile Banking app, your account is a few taps away.   Pay Bills Instantly. Have you ever forgotten to pay a bill? This could be a thing of the past with mobile banking. When your bill arrives, just log in and pay it instantly with Online Bill…

June 29, 2020PEFCU Perks 2 Comments

The iPhone® just came out in 2007. That’s hard to believe, isn’t it? Since then, everything from checking your emails to finding a soul mate has completely changed.   The way we bank has transformed as well. Now we can make well-informed, instant financial decisions wherever we go. We can even deposit checks with just a few taps.   Keep reading to discover four ways that smartphones can lead to smart banking.   Get Access Anytime, Anywhere. Out and about and need to know how much money you have available? No problem. Check your balance or transfer money with a few simple taps. With the PEFCU Mobile Banking app, your account is a few taps away.   Pay Bills Instantly. Have you ever forgotten to pay a bill? This could be a thing of the past with mobile banking. When your bill arrives, just log in and pay it instantly with Online Bill…

Top 5 Reasons to Choose a Credit Union

1. YOU Own It  Banks take as much as they can and share as little as possible because they are controlled by profit-driven stockholders. PEFCU is a member-owned, not-for-profit co-op—so, the members benefit from the Credit Union’s success. Profits are returned to you in the form of lower loan rates and higher dividend rates than banks typically offer.   Also, once you’re a member, you’re always a member. Your membership qualifies your immediate family to become lifetime members as well.   2. YOU Earn More Money  The banks will offer deposit rates small enough to keep their shareholders happy, with little regard for the customer’s ability to earn…

June 28, 2020PEFCU Perks No Comments

1. YOU Own It  Banks take as much as they can and share as little as possible because they are controlled by profit-driven stockholders. PEFCU is a member-owned, not-for-profit co-op—so, the members benefit from the Credit Union’s success. Profits are returned to you in the form of lower loan rates and higher dividend rates than banks typically offer.   Also, once you’re a member, you’re always a member. Your membership qualifies your immediate family to become lifetime members as well.   2. YOU Earn More Money  The banks will offer deposit rates small enough to keep their shareholders happy, with little regard for the customer’s ability to earn…