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Welcome To Making Money Prosper

At every stage in life, we all need a routine checkup for our financial health. That is why we’ve launched Making Money Prosper! This blog is dedicated to you, our PEFCU members. We’re here to help you live your best financial life by teaching you to successfully save, invest, and manage your money. Adulting can be hard–we get it! We want you to find success through all of life’s stages: like purchasing your first car, traveling the world, planning for retirement, and everything in between. At PEFCU, our goal is to educate you and your family about your personal finances…

July 6, 2020PEFCU Perks, We Are PEFCU No Comments

Why Preparing Beats Waiting

“I’m waiting for mortgage rates to come down” is one of the most common things prospective homebuyers say today, and it’s easy to understand why. Mortgage rates play an important role in determining monthly payments, and buying a home is one of the biggest financial decisions most people will ever make. Hoping to lock in a lower rate before moving forward feels like a careful and responsible approach.  Waiting, however, doesn’t mean you have to stand still. While no one can predict where mortgage rates will go next, there are plenty of ways to strengthen your financial position in the…

September 27, 2026Borrowing Basics, Future Planning No Comments