Your Guide to Savvy Car Shopping

When you set your sights on buying a new car, a whirlwind of emotions can arise. On the one hand, you’re excited to find and cruise away in your new ride. But on the other hand, you know it’s a big decision that could significantly impact your finances for several years.   That’s why it’s crucial to do a bit of homework before you ever step foot onto a dealer lot. A little prep can help to reduce the price of the vehicle, secure better financing options, and put you into a better financial position overall.   In this article, we’ll highlight…

August 19, 2024Uncategorized No Comments

When you set your sights on buying a new car, a whirlwind of emotions can arise. On the one hand, you’re excited to find and cruise away in your new ride. But on the other hand, you know it’s a big decision that could significantly impact your finances for several years.   That’s why it’s crucial to do a bit of homework before you ever step foot onto a dealer lot. A little prep can help to reduce the price of the vehicle, secure better financing options, and put you into a better financial position overall.   In this article, we’ll highlight…

Are Credit Unions FDIC Insured? – One Minute Reads

If you’ve ever wondered whether credit unions are FDIC insured, the short answer is no. However, credit unions have their own equivalent protection through the National Credit Union Administration (NCUA).  The FDIC (Federal Deposit Insurance Corporation) insures deposits at banks, ensuring that your money is safe up to $250,000 per depositor, per insured bank. Credit unions, on the other hand, are insured by the NCUA (National Credit Union Administration) through the National Credit Union Share Insurance Fund (NCUSIF). This coverage also protects deposits up to $250,000 per individual depositor.  So, while credit unions aren’t FDIC insured, the NCUA provides a…

August 1, 2024One Minute Reads, Uncategorized No Comments

If you’ve ever wondered whether credit unions are FDIC insured, the short answer is no. However, credit unions have their own equivalent protection through the National Credit Union Administration (NCUA).  The FDIC (Federal Deposit Insurance Corporation) insures deposits at banks, ensuring that your money is safe up to $250,000 per depositor, per insured bank. Credit unions, on the other hand, are insured by the NCUA (National Credit Union Administration) through the National Credit Union Share Insurance Fund (NCUSIF). This coverage also protects deposits up to $250,000 per individual depositor.  So, while credit unions aren’t FDIC insured, the NCUA provides a…

Fighting Parkinson’s Disease One Punch at a Time

Hey, PEFCU fam!   Alyssa here to share a new PEFCU partnership! One of PEFCU’s main community pillars is Health, so when the opportunity to partner with PunchWorX was presented, I knew we had to support their efforts. PunchWorX is a local to Lakeland non-contact boxing and fitness program that is dedicated to helping those battling Parkinson’s Disease slow down the symptoms. PunchWorX is an affiliate of Rock Steady Boxing, a first-of-its-kind nonprofit gym founded in 2006 to offer an effective form of physical exercise to people who are living with Parkinson’s. This non-contact boxing-inspired fitness routine dramatically improves the ability…

December 29, 2023Community Engagement, Uncategorized 2 Comments

Hey, PEFCU fam!   Alyssa here to share a new PEFCU partnership! One of PEFCU’s main community pillars is Health, so when the opportunity to partner with PunchWorX was presented, I knew we had to support their efforts. PunchWorX is a local to Lakeland non-contact boxing and fitness program that is dedicated to helping those battling Parkinson’s Disease slow down the symptoms. PunchWorX is an affiliate of Rock Steady Boxing, a first-of-its-kind nonprofit gym founded in 2006 to offer an effective form of physical exercise to people who are living with Parkinson’s. This non-contact boxing-inspired fitness routine dramatically improves the ability…