Boots For Troops Donation Collection

The heart of our credit union is giving back and actively working to reinvest in the communities we serve. That’s why during the entire month of November, PEFCU is partnering with Boots for Troops to host a donation drive for the brave men and women in our military.   While deployed overseas, Boots for Troops founder Jimmy Rogers often witnessed his shipmates return to their camp with no packages waiting for them. If they did receive a package, it was typically mass-produced and full of items the service members didn’t want or need. This gave Jimmy the incredible and heartwarming idea…

October 5, 2022We Are PEFCU No Comments
Boots For Troops Donation Collection

The heart of our credit union is giving back and actively working to reinvest in the communities we serve. That’s why during the entire month of November, PEFCU is partnering with Boots for Troops to host a donation drive for the brave men and women in our military.   While deployed overseas, Boots for Troops founder Jimmy Rogers often witnessed his shipmates return to their camp with no packages waiting for them. If they did receive a package, it was typically mass-produced and full of items the service members didn’t want or need. This gave Jimmy the incredible and heartwarming idea…

7 Tips to Save for Your First Car

Buying your first car is an exciting experience! After all, with your very own vehicle, you can finally experience the freedom and independence you’ve been wanting.   However, buying a car also means you’ll have additional expenses each month. If you’re financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance.   While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.   1) Determine How Much You Need to Save.   The first…

October 3, 2022Borrowing Basics No Comments
7 Tips to Save for Your First Car

Buying your first car is an exciting experience! After all, with your very own vehicle, you can finally experience the freedom and independence you’ve been wanting.   However, buying a car also means you’ll have additional expenses each month. If you’re financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance.   While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.   1) Determine How Much You Need to Save.   The first…

7 Habits of People with High Credit Scores

Upon reaching adulthood, your credit score is one number that can dramatically impact your life, both financially and otherwise. A good score can help you receive the loans you need and ultimately pay less interest. But it can also help when applying to lease an apartment; some employers even check your score before hiring.   While a good credit score is desired, it isn’t always easy to obtain. Life throws everyone curve balls that knock their financial plans and budgets off track. So how do you build and maintain the high credit score you desire? Below are seven habits commonly found…

October 1, 2022Borrowing Basics, Wallet Wins No Comments
7 Habits of People with High Credit Scores

Upon reaching adulthood, your credit score is one number that can dramatically impact your life, both financially and otherwise. A good score can help you receive the loans you need and ultimately pay less interest. But it can also help when applying to lease an apartment; some employers even check your score before hiring.   While a good credit score is desired, it isn’t always easy to obtain. Life throws everyone curve balls that knock their financial plans and budgets off track. So how do you build and maintain the high credit score you desire? Below are seven habits commonly found…

How to Protect Your Family From Scams

Nowadays, everyone in the family is using technology – from kids to grandparents. These convenient digital tools instantly connect everyone and everything, from friends and family to financial accounts and shopping. Unfortunately, they also open the door to fraudsters. It’s more important now than ever to educate your family about online safety and how to avoid becoming a victim of the latest scam.   Essential Online Security Tips  Begin by reviewing your current online practices. There are simple steps you can take to safeguard your accounts and daily activities against scammers.   Creating Passwords: When creating passwords for any online account,…

October 1, 2022Security Center No Comments
How to Protect Your Family From Scams

Nowadays, everyone in the family is using technology – from kids to grandparents. These convenient digital tools instantly connect everyone and everything, from friends and family to financial accounts and shopping. Unfortunately, they also open the door to fraudsters. It’s more important now than ever to educate your family about online safety and how to avoid becoming a victim of the latest scam.   Essential Online Security Tips  Begin by reviewing your current online practices. There are simple steps you can take to safeguard your accounts and daily activities against scammers.   Creating Passwords: When creating passwords for any online account,…

Avoid Student Loan Forgiveness Scams  

If you or your children have student loans, you’re probably excited about August 24, 2022 the announcement of the new student loan debt forgiveness plan. The U.S. Department of Education (DOE) plans to announce details within the next few weeks on how borrowers can claim their share of the student loan debt relief.   Meanwhile, student loan borrowers aren’t sure exactly what to do next to receive the relief —and scammers will be rising to the occasion, according to the Better Business Bureau (BBB). The BBB recommends the following tips for avoiding student loan forgiveness scams:  Don’t act before knowing…

September 26, 2022Security Center No Comments
Avoid Student Loan Forgiveness Scams  

If you or your children have student loans, you’re probably excited about August 24, 2022 the announcement of the new student loan debt forgiveness plan. The U.S. Department of Education (DOE) plans to announce details within the next few weeks on how borrowers can claim their share of the student loan debt relief.   Meanwhile, student loan borrowers aren’t sure exactly what to do next to receive the relief —and scammers will be rising to the occasion, according to the Better Business Bureau (BBB). The BBB recommends the following tips for avoiding student loan forgiveness scams:  Don’t act before knowing…

Doggie Dates with Lakeland’s SPCA

Hi! Alyssa here! I’m your PEFCU Community Engagement and Branding Specialist, and I love to talk about how PEFCU helps people in our communities live their best lives. Today, I want to tell you about one initiative near and dear to my heart: SPCA Florida.    The SPCA helps eliminate animal suffering and engages the whole community in the welfare and well-being of animals. As of 2022, they have saved 2,133 lives and spayed and neutered 3,522 pets. PEFCU partners with SPCA Florida to bring awareness of the furry pals available for adoption in our hometown of Lakeland.   As a proud…

September 6, 2022We Are PEFCU No Comments
Doggie Dates with Lakeland’s SPCA

Hi! Alyssa here! I’m your PEFCU Community Engagement and Branding Specialist, and I love to talk about how PEFCU helps people in our communities live their best lives. Today, I want to tell you about one initiative near and dear to my heart: SPCA Florida.    The SPCA helps eliminate animal suffering and engages the whole community in the welfare and well-being of animals. As of 2022, they have saved 2,133 lives and spayed and neutered 3,522 pets. PEFCU partners with SPCA Florida to bring awareness of the furry pals available for adoption in our hometown of Lakeland.   As a proud…

5 Things to Avoid When Buying a Home 

Buying a home can be exciting, and with the quick pace of the market today, it’s easy to get caught up in the moment. The competitive real estate market can lead people to make home offers before they’ve done their due diligence. This can result in buying a home that doesn’t really fit their needs or wants, or worse, cost more than they planned on spending.  There’s a lot that goes into buying a home, but the most important step is planning. A home is a significant financial investment that extends far beyond the mortgage payment. Here are five things…

September 1, 2022Borrowing Basics No Comments
5 Things to Avoid When Buying a Home 

Buying a home can be exciting, and with the quick pace of the market today, it’s easy to get caught up in the moment. The competitive real estate market can lead people to make home offers before they’ve done their due diligence. This can result in buying a home that doesn’t really fit their needs or wants, or worse, cost more than they planned on spending.  There’s a lot that goes into buying a home, but the most important step is planning. A home is a significant financial investment that extends far beyond the mortgage payment. Here are five things…

8 Tips If You’re Living Paycheck-to-Paycheck 

Living paycheck-to-paycheck can be very draining and inadvertently affect everyone in your household. While you may be paying your bills on time and covering all your monthly costs, one unexpected expense can cause the house of cards to come crashing down. Sure, you could try to get a second job or start a side hustle, but in reality, it’s not that easy – especially if you’re raising children.  Breaking free from this financial cycle can often feel impossible. But there are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle. Here are…

August 22, 2022Wallet Wins No Comments
8 Tips If You’re Living Paycheck-to-Paycheck 

Living paycheck-to-paycheck can be very draining and inadvertently affect everyone in your household. While you may be paying your bills on time and covering all your monthly costs, one unexpected expense can cause the house of cards to come crashing down. Sure, you could try to get a second job or start a side hustle, but in reality, it’s not that easy – especially if you’re raising children.  Breaking free from this financial cycle can often feel impossible. But there are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle. Here are…

Smart Money Moves for Members Under 30 

Life in your twenties can be exciting and full of new opportunities. There are many milestones you might check off your lists during this period: graduating college, starting your career, getting married, and even starting your family.   While long-term financial goals might seem a lifetime away, the decisions you make today can significantly impact your future fiscal success. When it comes to building wealth, time is your best friend. The sooner you begin laying the foundation for the future, the better your position will be when you approach your next financial milestone.   Here are several wise money moves you can…

August 1, 2022Future Planning, Wallet Wins No Comments
Smart Money Moves for Members Under 30 

Life in your twenties can be exciting and full of new opportunities. There are many milestones you might check off your lists during this period: graduating college, starting your career, getting married, and even starting your family.   While long-term financial goals might seem a lifetime away, the decisions you make today can significantly impact your future fiscal success. When it comes to building wealth, time is your best friend. The sooner you begin laying the foundation for the future, the better your position will be when you approach your next financial milestone.   Here are several wise money moves you can…

How to Travel Safely This Summer 

Summer is here! Now is your chance to explore new places and make special memories with your family. Preparing yourself for a safe summer ahead of time makes for a more relaxing trip for everyone. Here are a few measures you can take now for a safe and fun adventure away from home. Keep your wallet safe and secure while traveling with these simple tips:  Alert PEFCU About Travel Plans Do you plan to make a purchase with your PEFCU Visa® Debit or Credit Card while traveling? Though your cards are open for international transactions, it’s still good practice to let…

July 11, 2022Wallet Wins No Comments
How to Travel Safely This Summer 

Summer is here! Now is your chance to explore new places and make special memories with your family. Preparing yourself for a safe summer ahead of time makes for a more relaxing trip for everyone. Here are a few measures you can take now for a safe and fun adventure away from home. Keep your wallet safe and secure while traveling with these simple tips:  Alert PEFCU About Travel Plans Do you plan to make a purchase with your PEFCU Visa® Debit or Credit Card while traveling? Though your cards are open for international transactions, it’s still good practice to let…