Blog - Page 28 - PEFCU Blog

PEFCU Credit Card Rewards: Music

Love Music? Then ScoreCard® rewards will be music to your ears. Every time you use your PEFCU Visa® Credit Card, there is an opportunity to earn reward points. With your rewards points, you can easily redeem your points for good vibrations. Digital Album Downloads You can download albums with your ScoreCard Rewards Points. Got one favorite workout tune? You can pick your one favorite song to download too. Concert Tickets Do you prefer an in-person musical experience? With ScoreCard® rewards, you can get as close as you can to hear your favorite musician play. Use your rewards to get in the concert hall, the front row,…

October 19, 2020PEFCU Perks No Comments

#ICUDAY: Inspiring Hope for a Global Community

Why do hundreds of millions of people worldwide choose credit unions? Because credit unions have a “people-first” philosophy that impels them to constantly improve their communities and the lives of their members. That local service feeds a worldwide network that reaches more than 274 million members across the globe. On October 15, 2020, join credit union and financial cooperative members around the globe in celebrating 72 years of International Credit Union Day®. PEFCU’s story began with Publix founder George Jenkins (Mr. George) more than 63 years ago. Mr. George also created a “people helping people” culture that made Publix associates’ personal needs important. He wanted Publix associates and their immediate…

October 13, 2020We Are PEFCU 3 Comments

4 Must-Try Personal Finance Apps

Getting your finances in check can be hard. Fortunately, technology makes it easier to manage your personal finances. There are many applications to help with your budget goals. Each provides a unique approach to help you manage your money. We’ve done a little digging for you. Check out these budgeting apps to find out what works best for you! You Need a Budget (YNAB) How it helps: YNAB is all about budgeting. Period. This app provides both the mechanics to monitor your income and expenses and help you find the root causes of financial distress. It follows the model “give every dollar a job.” YNAB encourages users to think about money differently and this philosophy can be difficult for some users to catch on to. When using this tool, you only budget the dollars you already have.…

October 12, 2020Wallet Wins 2 Comments

PEFCU Credit Card Rewards: Travel

After sheltering in place for several months, you must be itching to explore new territory. Why not take advantage of the rewards that come with the PEFCU Visa® Credit Card? Whether you’re taking a road trip, boarding a plane, or cruising the seas, your ScoreCard® reward points can help you make it to your next destination. You can find the best ways to use your points toward travel accommodations below: Hotel Reservations While you’re away on a trip, good sleep is crucial so you can enjoy the daily excitement. Your hotel accommodations can be the difference between a night of sweet slumber and a night of horrors. Whether you’re…

October 12, 2020Borrowing Basics No Comments

CO-OP ATM Network

We get it. In times like these, you want the ability to access cash whenever you need it. The good news is that PEFCU is now part of the CO-OP ATM Network, which gives you access to more ATMs. What is the CO-OP? CO-OP Financial Services understands that valued credit union members like you appreciate being a part of community-based financial institutions like PEFCU because we look to serve our members and are not operating for profit. CO-OP unites some of the most innovative thinkers that help us make your financial experience easier and more secure. By thinking out of the box, they have used user-friendly technology that give…

October 5, 2020PEFCU Perks 5 Comments

PEFCU Credit Card Rewards: Charity

You have a big heart, don’t you? You are always looking for opportunities to give to those in need. With the PEFCU Visa® Credit Card, you can give your ScoreCard® reward points to charitable organizations. It is one more reason that you’ll want to hold on to your PEFCU Visa® card. Local Charities Scorecard® allows you to search for local charities, allowing you to see your community change up close. Choose from a list of charities that are close to your neighborhood… and close to your heart. Giving Pools Sometimes paying it forward is a small piece of a bigger puzzle. You can join other like-minded members and pool your points together with them for a large donation to…

October 5, 2020PEFCU Perks, Wallet Wins No Comments

4 Smart Ways to Use Your Stimulus Check

If you are fortunate enough to have a secure job during this COVID-19-related economic downturn, you might not need the stimulus money offered to struggling American families. While everyone could use the extra money, here are four wise tips for using your stimulus checks: 1. Pay Your Most Important Bills First. Some families are hurting right now. If your family is among them, prioritize and pay the most important bills first. If feeding your family is most crucial, then use the money to buy groceries. Otherwise, prioritize your bills according to need. Just be aware that deferments and forbearances must eventually be repaid. 2. Build Up Your Savings. There’s nothing wrong with putting your money aside for a rainy day. Today is a rainy day for millions of Americans. If you’ve kept your head…

September 21, 2020Future Planning, Wallet Wins No Comments

Financially Preparing for the Unknown

Predicting the future down to every detail is impossible. Now more than ever, people are questioning the future of their health, finances, and careers. We understand this is troubling. One lesson you can learn as you look ahead is how prepared you are for financial uncertainties. Many events in life are unpredictable, but you can plan financial stability through sudden setbacks. Here are a few tips to help you plan for the unknown and improve your current financial life: Stick with Your Savings Plan. If possible, keep working as much as you can. If there are other opportunities to earn extra money during this time, go for it. Then, save all you can and limit unnecessary spending. This will help you build an emergency fund. While it may be tempting to spend your stimulus check, put it into savings instead. Since the future is unknown, it’s better to have emergency funds to fall back on if…

September 14, 2020Future Planning, Wallet Wins No Comments

Why a Good Credit Score Matters

You’ve heard by now, more than once, that it is important to have a good credit score. While this sounds good and wise, the importance of a high credit score often doesn’t sink in until you see it in black and white. We want you to understand that a good credit score matters in very real ways. The following example will help illustrate the difference your credit score makes for how much you pay for loans, such as financing a vehicle. The Effect of a Good Credit Score Before we begin, it is important to note that each lender will have their own tiers for deciding what constitutes a…

September 1, 2020Wallet Wins No Comments

Welcome To Making Money Prosper

At every stage in life, we all need a routine checkup for our financial health. That is why we’ve launched Making Money Prosper! This blog is dedicated to you, our PEFCU members. We’re here to help you live your best financial life by teaching you to successfully save, invest, and manage your money. Adulting can be hard–we get it! We want you to find success through all of life’s stages: like purchasing your first car, traveling the world, planning for retirement, and everything in between. At PEFCU, our goal is to educate you and your family about your personal finances…

July 6, 2020PEFCU Perks, We Are PEFCU No Comments

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