How To Support Nurses in Your Community

Happy Nurses Week!  Nurses are an essential part of our healthcare system, providing vital care to patients and their families. They work tirelessly and selflessly, often in challenging and stressful environments. At PEFCU, one of our main pillars of focus is Health and Wellness, and as members of the community, we can show our appreciation and support for nurses in many ways:  Say, “Thank you” – A simple thank you can go a long way in showing appreciation for the work nurses do. It is a small gesture, but it can make a huge impact on a nurse’s day.  Send…

May 2, 2023Community Engagement No Comments

Happy Nurses Week!  Nurses are an essential part of our healthcare system, providing vital care to patients and their families. They work tirelessly and selflessly, often in challenging and stressful environments. At PEFCU, one of our main pillars of focus is Health and Wellness, and as members of the community, we can show our appreciation and support for nurses in many ways:  Say, “Thank you” – A simple thank you can go a long way in showing appreciation for the work nurses do. It is a small gesture, but it can make a huge impact on a nurse’s day.  Send…

Love Your Car but Not the Payments?

When you purchased your vehicle, you probably didn’t buy it on a whim. Instead, you researched vehicles to find the one that best matched your lifestyle. Perhaps you needed an SUV for your growing family. Or you wanted a car with excellent gas mileage for commuting. Regardless, your car reflects you and your personality!  But what about the payments? Buying a new car is exciting, and it’s easy to get distracted. Then, months later, you realize the payments might be more than you prefer. Luckily, lowering your auto loan payment is pretty easy through a process called refinancing.   What Is…

May 1, 2023Borrowing Basics, Wallet Wins No Comments

When you purchased your vehicle, you probably didn’t buy it on a whim. Instead, you researched vehicles to find the one that best matched your lifestyle. Perhaps you needed an SUV for your growing family. Or you wanted a car with excellent gas mileage for commuting. Regardless, your car reflects you and your personality!  But what about the payments? Buying a new car is exciting, and it’s easy to get distracted. Then, months later, you realize the payments might be more than you prefer. Luckily, lowering your auto loan payment is pretty easy through a process called refinancing.   What Is…

Autism Acceptance Month 2023

April is #AutismAcceptanceMonth. PEFCU’s Core Values include Care and Inclusivity. We strive to live these values every day by celebrating each person’s uniqueness, like fingerprints. This month, we will be sharing stories from PEFCU associates and their families about their experience with Autism.   Amanda & Sawyer Amanda Notheis, a Loan Operations Specialist at PEFCU, wanted to share her son Sawyer’s story. Sawyer is seven years old and was diagnosed with Autism about 2 years ago. Amanda describes Sawyer as high-functioning, which means he can still carry on a regular lifestyle and attend a mainstream school, but he is extremely sensitive…

March 20, 2023We Are PEFCU No Comments

April is #AutismAcceptanceMonth. PEFCU’s Core Values include Care and Inclusivity. We strive to live these values every day by celebrating each person’s uniqueness, like fingerprints. This month, we will be sharing stories from PEFCU associates and their families about their experience with Autism.   Amanda & Sawyer Amanda Notheis, a Loan Operations Specialist at PEFCU, wanted to share her son Sawyer’s story. Sawyer is seven years old and was diagnosed with Autism about 2 years ago. Amanda describes Sawyer as high-functioning, which means he can still carry on a regular lifestyle and attend a mainstream school, but he is extremely sensitive…

Land Loans: Everything you need to know.

What is a land loan?  Land loans are used to buy property without a home on it. Sometimes these are confused with construction loans, which are for people who want to build a house. The difference is that land loans are typically used by people who want to build a home in the future but may not want to jump into building and financing a home immediately.  Types of Land Loans   Unimproved Land Loan: a loan for large plots of land with no structure on them, and without a current source of water, or septic/sewer.  Improved Land Loan: a loan…

February 24, 2023Borrowing Basics, Future Planning 2 Comments

What is a land loan?  Land loans are used to buy property without a home on it. Sometimes these are confused with construction loans, which are for people who want to build a house. The difference is that land loans are typically used by people who want to build a home in the future but may not want to jump into building and financing a home immediately.  Types of Land Loans   Unimproved Land Loan: a loan for large plots of land with no structure on them, and without a current source of water, or septic/sewer.  Improved Land Loan: a loan…

Looking Back On 2022: A Year of Giving

Happy New Year, PEFCU fam! I hope you enjoyed your holidays by winding down and relaxing with your loved ones. The last few weeks of 2022 felt like a whirlwind, but alas, here we are in 2023 with promises of new beginnings and a brighter tomorrow! 😊   As you may recall, PEFCU launched its NEW community outreach program in April of 2022, and it took off like wildfire! After looking at the stats, I was personally blown away at all that PEFCU has accomplished in so little time, and so it brings me great joy to be able to share…

January 5, 2023We Are PEFCU No Comments

Happy New Year, PEFCU fam! I hope you enjoyed your holidays by winding down and relaxing with your loved ones. The last few weeks of 2022 felt like a whirlwind, but alas, here we are in 2023 with promises of new beginnings and a brighter tomorrow! 😊   As you may recall, PEFCU launched its NEW community outreach program in April of 2022, and it took off like wildfire! After looking at the stats, I was personally blown away at all that PEFCU has accomplished in so little time, and so it brings me great joy to be able to share…

10 Ways to Improve Your Finances

To celebrate National Financial Awareness Day, we’re bringing you 10 ways to improve your finances. Take these steps to protect your financial health through 2022 and beyond!  Address your tendency to overspend. Sticking to a budget is the key to success. Overspending can cause stress and anxiety around money, so addressing it is important for healthy financial fitness.  Consider starting your own business. If you find yourself in need of another source of income during challenging times, consider turning one of your unique skills into a side gig. This year might be your year!  Prepare for major life events. Make sure…

August 15, 2022Future Planning, Wallet Wins No Comments

To celebrate National Financial Awareness Day, we’re bringing you 10 ways to improve your finances. Take these steps to protect your financial health through 2022 and beyond!  Address your tendency to overspend. Sticking to a budget is the key to success. Overspending can cause stress and anxiety around money, so addressing it is important for healthy financial fitness.  Consider starting your own business. If you find yourself in need of another source of income during challenging times, consider turning one of your unique skills into a side gig. This year might be your year!  Prepare for major life events. Make sure…