June 29, 20204 Perks of Going Mobile 

The iPhone® just came out in 2007. That’s hard to believe, isn’t it? Since then, everything from checking your emails to finding a soul mate has completely changed.  

The way we bank has transformed as well. Now we can make well-informed, instant financial decisions wherever we go. We can even deposit checks with just a few taps.  

Keep reading to discover four ways that smartphones can lead to smart banking.  

  1. Get Access Anytime, Anywhere. Out and about and need to know how much money you have available? No problem. Check your balance or transfer money with a few simple taps. With the PEFCU Mobile Banking app, your account is a few taps away.  
  2. Pay Bills InstantlyHave you ever forgotten to pay a bill? This could be a thing of the past with mobile banking. When your bill arrives, just log in and pay it instantly with Online Bill Pay features. You can also set up reminders for recurring payments. Never worry about forgetting a payment again! 
  3. Make instant DepositsEver tuck a check away in your wallet, then forget to deposit it? Or maybe you tucked it away somewhere else, but can’t find it?  Avoid losing checks from now on. You can deposit them instantly with your smartphone. Just choose the mobile deposit feature on the PEFCU Mobile Banking app and follow the prompts. It’s easy as 1 2 3! 
  4. Access Your PEFCU BenefitsInstantlySee a car you love and want to know if you would qualify for a loan to get it? Wondering how your credit score looks? With the PEFCU Mobile Banking app, you can check your FICO score, apply for auto loans—even manage your card swipes in real-time. You can also send us messages from the mobile banking app during business hours, and you’ll get a quick response.  
Set Up Mobile Banking Today 

Setting up the PEFCU Mobile Banking app is quick and easy. Just download from your smartphone’s app store, follow the prompts, and then you’ll be on the road to making smarter financial decisions in no time! 

Do you use the PEFCU Mobile Banking app? Let us know what your favorite features are in the comments.


Each individual’s financial situation is unique, and readers are encouraged to contact PEFCU when seeking financial advice on the products and services discussed. This article is for educational purposes only; It does not constitute legal advice. If such advice or a legal opinion is required, please consult with competent local counsel. 



  • It is unbelievable that the iPhone has only been around since 2007 – how did we ever live without (smart phones)! Going mobile can be scary initially but, once you start, the convenience simply cannot be beat.

    • Thanks, LaWaysha! You’re so right, initially, it might be a scary transition but it does open the door to convenient banking!

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