Why Shopping Local Matters

We know that COVID-19 has had an impact on our economy. When we use the word “economy,” we often think about how the national economy is affected. But what affects us the most are the impacts on our local economies and communities.   As a credit union that supports local economies, we understand how economic downturns affect each of … Read More

November 16, 2020Wallet Wins No Comments

We know that COVID-19 has had an impact on our economy. When we use the word “economy,” we often think about how the national economy is affected. But what affects us the most are the impacts on our local economies and communities.   As a credit union that supports local economies, we understand how economic downturns affect each of … Read More

Good Debt, Bad Debt – Knowing the Difference 

You might be under the impression that all debt is bad, but that isn’t true. While no one likes to owe money, some loans can help you become more financially secure.   There are good debts, and there are bad debts. Good debts are not as risky to lenders and may lead to better loan terms. Bad debts raise red flags to lenders and make them more cautious about lending you money, leading to higher interest … Read More

November 16, 2020Wallet Wins No Comments

You might be under the impression that all debt is bad, but that isn’t true. While no one likes to owe money, some loans can help you become more financially secure.   There are good debts, and there are bad debts. Good debts are not as risky to lenders and may lead to better loan terms. Bad debts raise red flags to lenders and make them more cautious about lending you money, leading to higher interest … Read More

Q & A with Erika, SVP/Chief Experience Officer

At PEFCU, we are proud of what each of our employees brings to our Credit Union. We are especially proud to showcase the employees who have contributed to our organization for years. When our employees love PEFCU enough to stay with us, it shows that we have a lot to offer.   One of those employees is Erika Hernden, … Read More

November 15, 2020We Are PEFCU No Comments

At PEFCU, we are proud of what each of our employees brings to our Credit Union. We are especially proud to showcase the employees who have contributed to our organization for years. When our employees love PEFCU enough to stay with us, it shows that we have a lot to offer.   One of those employees is Erika Hernden, … Read More

Refinancing Loans to Boost Your Savings

Let’s be honest: saving money isn’t as easy as it sounds. You create a monthly budget and try your best to follow it—then something always pops up and throws you off track. Sure, you can switch cable providers or phone plans, but those savings are usually minimal.   Want to see more progress? Then refinance your current loans. You may find you are … Read More

November 4, 2020Borrowing Basics 2 Comments

Let’s be honest: saving money isn’t as easy as it sounds. You create a monthly budget and try your best to follow it—then something always pops up and throws you off track. Sure, you can switch cable providers or phone plans, but those savings are usually minimal.   Want to see more progress? Then refinance your current loans. You may find you are … Read More

Renting vs. Buying – Pros and Cons

Given the high upfront costs associated with buying a home, it is no surprise most young people start asserting their independence by renting their own living space instead. As they advance in their careers, save money, get married, and start families, most eventually buy a home. On the other hand, many other homeowners are selling their houses and choosing to rent to downsize.   Whether you’ve been renting for … Read More

November 2, 2020Borrowing Basics No Comments

Given the high upfront costs associated with buying a home, it is no surprise most young people start asserting their independence by renting their own living space instead. As they advance in their careers, save money, get married, and start families, most eventually buy a home. On the other hand, many other homeowners are selling their houses and choosing to rent to downsize.   Whether you’ve been renting for … Read More

Manage your cards with Card Controls

At PEFCU, we give you the power to control your financial future—and your financial present—with the Card Control feature in our Mobile Banking app. With Card Control, you can be assured that when you need to take swift action to secure your cards, you will have the access you need.   This tool gives you an extra layer of security over your PEFCU debit and … Read More

October 19, 2020PEFCU Perks No Comments

At PEFCU, we give you the power to control your financial future—and your financial present—with the Card Control feature in our Mobile Banking app. With Card Control, you can be assured that when you need to take swift action to secure your cards, you will have the access you need.   This tool gives you an extra layer of security over your PEFCU debit and … Read More

PEFCU Credit Card Rewards: Music

Love Music? Then ScoreCard® rewards will be music to your ears. Every time you use your PEFCU Visa® Credit Card, there is an opportunity to earn reward points. With your rewards points, you can easily redeem your points for good vibrations.   Digital Album Downloads  You can download albums with your ScoreCard Rewards Points. Got one favorite workout tune? You can pick … Read More

October 19, 2020PEFCU Perks No Comments

Love Music? Then ScoreCard® rewards will be music to your ears. Every time you use your PEFCU Visa® Credit Card, there is an opportunity to earn reward points. With your rewards points, you can easily redeem your points for good vibrations.   Digital Album Downloads  You can download albums with your ScoreCard Rewards Points. Got one favorite workout tune? You can pick … Read More

#ICUDAY: Inspiring Hope for a Global Community 

Why do hundreds of millions of people worldwide choose credit unions? Because credit unions have a “people-first” philosophy that impels them to constantly improve their communities and the lives of their members. That local service feeds a worldwide network that reaches more than 274 million members across the globe. On October 15, 2020, join credit … Read More

October 13, 2020We Are PEFCU 3 Comments

Why do hundreds of millions of people worldwide choose credit unions? Because credit unions have a “people-first” philosophy that impels them to constantly improve their communities and the lives of their members. That local service feeds a worldwide network that reaches more than 274 million members across the globe. On October 15, 2020, join credit … Read More

4 Must-Try Personal Finance Apps

Getting your finances in check can be hard. Fortunately, technology makes it easier to manage your personal finances. There are many applications to help with your budget goals. Each provides a unique approach to help you manage your money. We’ve done a little digging for you. Check out these budgeting apps to find out what works best for you!   You Need a Budget (YNAB) How it helps: YNAB is all about budgeting. … Read More

October 12, 2020Wallet Wins 2 Comments

Getting your finances in check can be hard. Fortunately, technology makes it easier to manage your personal finances. There are many applications to help with your budget goals. Each provides a unique approach to help you manage your money. We’ve done a little digging for you. Check out these budgeting apps to find out what works best for you!   You Need a Budget (YNAB) How it helps: YNAB is all about budgeting. … Read More

PEFCU Credit Card Rewards: Travel

After sheltering in place for several months, you must be itching to explore new territory. Why not take advantage of the rewards that come with the PEFCU Visa® Credit Card? Whether you’re taking a road trip, boarding a plane, or cruising the seas, your ScoreCard® reward points can help you make it to your next destination. You can find the best ways to use … Read More

October 12, 2020Uncategorized No Comments

After sheltering in place for several months, you must be itching to explore new territory. Why not take advantage of the rewards that come with the PEFCU Visa® Credit Card? Whether you’re taking a road trip, boarding a plane, or cruising the seas, your ScoreCard® reward points can help you make it to your next destination. You can find the best ways to use … Read More