Wallet Wins

The holidays are fast approaching and, much like the rest of this year, things will be different. While you may still gather with family and friends, it’s likely those gatherings will be smaller in nature. And whether you have been affected financially by the holidays, chances are someone in your family or group of friends has been. Here are a few tips for keeping the holidays joyful without spending extra cash—and finding moments of thankfulness with friends and family.  Scale Down Celebrations  Even if your personal financial situation hasn’t been affected negatively by the pandemic, it doesn’t mean others in…

Living paycheck-to-paycheck can be very draining and inadvertently affect everyone in your household. While you may be paying your bills on time and covering all your monthly costs, one unexpected expense can cause the house of cards to come crashing down. Sure, you could try to get a second job or start a side hustle, but in reality, it’s not that easy – especially if you’re raising children.  Breaking free from this financial cycle can often feel impossible. But there are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle. Here are…

Summer is here! Now is your chance to explore new places and make special memories with your family. Preparing yourself for a safe summer ahead of time makes for a more relaxing trip for everyone. Here are a few measures you can take now for a safe and fun adventure away from home. Keep your wallet safe and secure while traveling with these simple tips:  Alert PEFCU About Travel Plans Do you plan to make a purchase with your PEFCU Visa® Debit or Credit Card while traveling? Though your cards are open for international transactions, it’s still good practice to let…

According to the Pew Research Center, 34% of adults ages 18 to 29 say they have outstanding student loans from their education expenses. About six out of ten college seniors ages 18 to 24 took out loans for their education in the 2015-2016 school year, according to the National Center for Education Statistics.   The sooner you begin putting money away for your child’s college education, the better. As college tuition and fees continue to climb, getting ahead of the curve sets your child up for success and reduces the student debt they might accumulate in the future.  The less burden…

Summer is a great time to take it easy, connect with your loved ones, and slow down to make lasting memories for years to come. Summer trips are fun, but they can be difficult to plan, and costs can add up quickly. With the rising price of gas, what better way to spend some quality time with your family than with a staycation right in your own backyard?  Saving money now on summer vacations can help you reach the financial goals you have for later this year or can help you put more money towards your big summer getaway next…

Each year, the IRS releases a list of tax scams that most affect people at the time.. With fraudsters becoming more proficient in their targeting methods, the number of scams seems to steadily increase with every annual list, . Now, there is more for taxpayers to be mindful of with COVID-19 and economic impact payments setting the stage for tax scams.    As your credit union, our goal is to prepare you for these potential scams so you can wisely avoid them. Here is a list of the most popular tax scams with advice on how not to fall for…