December 1, 20224 Ways to Help Reach Your 2023 Financial Goals 

When it comes to New Year’s resolutions, saving more money and improving one’s financial standing are always near the top of the list. To kick off 2023, we have some products to help you reach your financial goals.  

Holiday Club Account 

If year-end expenses tend to creep up on you, our Holiday Club Account can help you plan for the next holiday season. You can save year-round with no maintenance fees. Your money will roll over into your savings account on November 1 of each year. 

Free Financial Coach with KOFE (Knowledge of Financial Education)  

One-on-one coaching allows you to conveniently consult with an expert in a safe, judgment-free zone. This is ideal for overcoming financial challenges, as well as customizing action plans to achieve key life goals. KOFE connects you with certified financial coaches, credit counselors, and HUD-certified housing counselors. 

To book a FREE coaching session, visit to register. Once you’re logged in, select “Ask a Coach” for easy appointment options. 

Auto Refi 

PEFCU offers competitive rates for auto loan refinancing that could drastically lower your payments. Here are some reasons why you should consider refinancing your vehicle: Your credit score has improved, and you want a lower interest rate. You need to lower your monthly payments. You want to remove a co-signer from your original loan. You’d like to save money on interest. Visit to apply. 

Money Market Account 

The advantages of a money market account make a difference when you need to tap into your funds to pay for that unexpected auto repair or spontaneous weekend getaway. There is no limit on the number of deposits into a money market account, and it is compatible with direct deposit services.  

Consider the benefits of a money market account: You enjoy high earnings, unlimited transactions, and check-writing privileges. The dividends are higher than those paid on a regular savings account and have no maturity date. You get convenient access to your money via money market checks or any combination of checks and transfers. To learn more about a PEFCU Money Market Account visit,  

 Related articles: Keep Your Financial Resolutions 


Each individual’s financial situation is unique, and readers are encouraged to contact PEFCU when seeking financial advice on the products and services discussed. This article is for educational purposes only; the authors assume no legal responsibility for the completeness or accuracy of the contents.   


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