4 Ways to Help Reach Your 2023 Financial Goals 

When it comes to New Year’s resolutions, saving more money and improving one’s financial standing are always near the top of the list. To kick off 2023, we have some products to help you reach your financial goals.   Holiday Club Account  If year-end expenses tend to creep up on you, our Holiday Club Account can help you plan for the next holiday season. You can save year-round with no maintenance fees. Your money will roll over into your savings account on November 1 of each year.  Free Financial Coach with KOFE (Knowledge of Financial Education)   One-on-one coaching allows you to…

December 1, 2022Wallet Wins No Comments
4 Ways to Help Reach Your 2023 Financial Goals 

When it comes to New Year’s resolutions, saving more money and improving one’s financial standing are always near the top of the list. To kick off 2023, we have some products to help you reach your financial goals.   Holiday Club Account  If year-end expenses tend to creep up on you, our Holiday Club Account can help you plan for the next holiday season. You can save year-round with no maintenance fees. Your money will roll over into your savings account on November 1 of each year.  Free Financial Coach with KOFE (Knowledge of Financial Education)   One-on-one coaching allows you to…

How to Keep Your Holiday Shopping in Check

The holiday season is upon us. And you know what that means… Shopping! With the decorations, music, and parties, it’s easy to get carried away during the holidays – especially when it comes to our finances. Top it off with the fact that kids today are begging Santa for smartphones, tablets, and other expensive electronics! It’s a mystery how anyone can escape that dreaded credit card bill in January.   To help you keep your holiday shopping in check this year, we’ve created a list of tips to help you out.  Make a Budget  Take a moment to sit down and…

November 1, 2022Wallet Wins No Comments
How to Keep Your Holiday Shopping in Check

The holiday season is upon us. And you know what that means… Shopping! With the decorations, music, and parties, it’s easy to get carried away during the holidays – especially when it comes to our finances. Top it off with the fact that kids today are begging Santa for smartphones, tablets, and other expensive electronics! It’s a mystery how anyone can escape that dreaded credit card bill in January.   To help you keep your holiday shopping in check this year, we’ve created a list of tips to help you out.  Make a Budget  Take a moment to sit down and…

Fraud Awareness Week: Keep Your Data Safe

Keeping passwords strong and secure these days is about as easy as tightrope walking over a pool of hungry great white sharks. Updating passwords frequently and making them complex is difficult, but it’s essential to keeping hackers and fraudsters at bay.   Fraud Awareness Week is a great time to evaluate your financial security and risk. Fraud costs billions of dollars in damage to companies, governments, and individuals each year. It can dramatically affect your life, result in the loss of your savings and investments, cause a strain on your financial resources, or worse.  Strong passwords are crucial when it comes…

November 1, 2022Security Center No Comments
Fraud Awareness Week: Keep Your Data Safe

Keeping passwords strong and secure these days is about as easy as tightrope walking over a pool of hungry great white sharks. Updating passwords frequently and making them complex is difficult, but it’s essential to keeping hackers and fraudsters at bay.   Fraud Awareness Week is a great time to evaluate your financial security and risk. Fraud costs billions of dollars in damage to companies, governments, and individuals each year. It can dramatically affect your life, result in the loss of your savings and investments, cause a strain on your financial resources, or worse.  Strong passwords are crucial when it comes…

Money-Saving Tips for Turkey Day 

The holidays are fast approaching and, much like the rest of this year, things will be different. While you may still gather with family and friends, it’s likely those gatherings will be smaller in nature. And whether you have been affected financially by the holidays, chances are someone in your family or group of friends has been. Here are a few tips for keeping the holidays joyful without spending extra cash—and finding moments of thankfulness with friends and family.  Scale Down Celebrations  Even if your personal financial situation hasn’t been affected negatively by the pandemic, it doesn’t mean others in…

October 27, 2022Wallet Wins 2 Comments
Money-Saving Tips for Turkey Day 

The holidays are fast approaching and, much like the rest of this year, things will be different. While you may still gather with family and friends, it’s likely those gatherings will be smaller in nature. And whether you have been affected financially by the holidays, chances are someone in your family or group of friends has been. Here are a few tips for keeping the holidays joyful without spending extra cash—and finding moments of thankfulness with friends and family.  Scale Down Celebrations  Even if your personal financial situation hasn’t been affected negatively by the pandemic, it doesn’t mean others in…

Boots For Troops Donation Collection

The heart of our credit union is giving back and actively working to reinvest in the communities we serve. That’s why during the entire month of November, PEFCU is partnering with Boots for Troops to host a donation drive for the brave men and women in our military.   While deployed overseas, Boots for Troops founder Jimmy Rogers often witnessed his shipmates return to their camp with no packages waiting for them. If they did receive a package, it was typically mass-produced and full of items the service members didn’t want or need. This gave Jimmy the incredible and heartwarming idea…

October 5, 2022We Are PEFCU No Comments
Boots For Troops Donation Collection

The heart of our credit union is giving back and actively working to reinvest in the communities we serve. That’s why during the entire month of November, PEFCU is partnering with Boots for Troops to host a donation drive for the brave men and women in our military.   While deployed overseas, Boots for Troops founder Jimmy Rogers often witnessed his shipmates return to their camp with no packages waiting for them. If they did receive a package, it was typically mass-produced and full of items the service members didn’t want or need. This gave Jimmy the incredible and heartwarming idea…

7 Tips to Save for Your First Car

Buying your first car is an exciting experience! After all, with your very own vehicle, you can finally experience the freedom and independence you’ve been wanting.   However, buying a car also means you’ll have additional expenses each month. If you’re financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance.   While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.   1) Determine How Much You Need to Save.   The first…

October 3, 2022Borrowing Basics No Comments
7 Tips to Save for Your First Car

Buying your first car is an exciting experience! After all, with your very own vehicle, you can finally experience the freedom and independence you’ve been wanting.   However, buying a car also means you’ll have additional expenses each month. If you’re financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance.   While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.   1) Determine How Much You Need to Save.   The first…

7 Habits of People with High Credit Scores

Upon reaching adulthood, your credit score is one number that can dramatically impact your life, both financially and otherwise. A good score can help you receive the loans you need and ultimately pay less interest. But it can also help when applying to lease an apartment; some employers even check your score before hiring.   While a good credit score is desired, it isn’t always easy to obtain. Life throws everyone curve balls that knock their financial plans and budgets off track. So how do you build and maintain the high credit score you desire? Below are seven habits commonly found…

October 1, 2022Borrowing Basics, Wallet Wins No Comments
7 Habits of People with High Credit Scores

Upon reaching adulthood, your credit score is one number that can dramatically impact your life, both financially and otherwise. A good score can help you receive the loans you need and ultimately pay less interest. But it can also help when applying to lease an apartment; some employers even check your score before hiring.   While a good credit score is desired, it isn’t always easy to obtain. Life throws everyone curve balls that knock their financial plans and budgets off track. So how do you build and maintain the high credit score you desire? Below are seven habits commonly found…

How to Protect Your Family From Scams

Nowadays, everyone in the family is using technology – from kids to grandparents. These convenient digital tools instantly connect everyone and everything, from friends and family to financial accounts and shopping. Unfortunately, they also open the door to fraudsters. It’s more important now than ever to educate your family about online safety and how to avoid becoming a victim of the latest scam.   Essential Online Security Tips  Begin by reviewing your current online practices. There are simple steps you can take to safeguard your accounts and daily activities against scammers.   Creating Passwords: When creating passwords for any online account,…

October 1, 2022Security Center No Comments
How to Protect Your Family From Scams

Nowadays, everyone in the family is using technology – from kids to grandparents. These convenient digital tools instantly connect everyone and everything, from friends and family to financial accounts and shopping. Unfortunately, they also open the door to fraudsters. It’s more important now than ever to educate your family about online safety and how to avoid becoming a victim of the latest scam.   Essential Online Security Tips  Begin by reviewing your current online practices. There are simple steps you can take to safeguard your accounts and daily activities against scammers.   Creating Passwords: When creating passwords for any online account,…

Avoid Student Loan Forgiveness Scams  

If you or your children have student loans, you’re probably excited about August 24, 2022 the announcement of the new student loan debt forgiveness plan. The U.S. Department of Education (DOE) plans to announce details within the next few weeks on how borrowers can claim their share of the student loan debt relief.   Meanwhile, student loan borrowers aren’t sure exactly what to do next to receive the relief —and scammers will be rising to the occasion, according to the Better Business Bureau (BBB). The BBB recommends the following tips for avoiding student loan forgiveness scams:  Don’t act before knowing…

September 26, 2022Security Center No Comments
Avoid Student Loan Forgiveness Scams  

If you or your children have student loans, you’re probably excited about August 24, 2022 the announcement of the new student loan debt forgiveness plan. The U.S. Department of Education (DOE) plans to announce details within the next few weeks on how borrowers can claim their share of the student loan debt relief.   Meanwhile, student loan borrowers aren’t sure exactly what to do next to receive the relief —and scammers will be rising to the occasion, according to the Better Business Bureau (BBB). The BBB recommends the following tips for avoiding student loan forgiveness scams:  Don’t act before knowing…

Doggie Dates with Lakeland’s SPCA

Hi! Alyssa here! I’m your PEFCU Community Engagement and Branding Specialist, and I love to talk about how PEFCU helps people in our communities live their best lives. Today, I want to tell you about one initiative near and dear to my heart: SPCA Florida.    The SPCA helps eliminate animal suffering and engages the whole community in the welfare and well-being of animals. As of 2022, they have saved 2,133 lives and spayed and neutered 3,522 pets. PEFCU partners with SPCA Florida to bring awareness of the furry pals available for adoption in our hometown of Lakeland.   As a proud…

September 6, 2022We Are PEFCU No Comments
Doggie Dates with Lakeland’s SPCA

Hi! Alyssa here! I’m your PEFCU Community Engagement and Branding Specialist, and I love to talk about how PEFCU helps people in our communities live their best lives. Today, I want to tell you about one initiative near and dear to my heart: SPCA Florida.    The SPCA helps eliminate animal suffering and engages the whole community in the welfare and well-being of animals. As of 2022, they have saved 2,133 lives and spayed and neutered 3,522 pets. PEFCU partners with SPCA Florida to bring awareness of the furry pals available for adoption in our hometown of Lakeland.   As a proud…