Author: Erin Kynett - Page 2

Protecting Yourself from Cryptocurrency Scams

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity. Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams. In…

August 25, 2025Security Center No Comments

Turning Your Side Hustle into a Small Business

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation. If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

July 25, 2025Future Planning No Comments

Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day. However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy. Make a Comprehensive List Today, most schools provide a list of all the supplies students are encouraged…

July 25, 2025Wallet Wins No Comments

Paws and Purpose: PEFCU Associate Honored for Community Service

At PEFCU, our associates are more than just dedicated professionals serving our members’ financial needs—they’re also passionate individuals who make a difference in their communities. One shining example is Emily Driskell, a Member Contact Center Representative, who was recently honored with PEFCU’s Service to Community Award for her outstanding volunteer work and compassionate spirit. Emily’s commitment to giving back started early. Her first job was at a retirement home, where she found herself returning on her days off to call Bingo, assist with events, and simply spend time with the residents. Growing up without living grandparents, Emily found deep personal…

May 9, 2025Community Engagement 2 Comments

Debunking 7 Common Credit Card Myths

Credit cards are one of the most popular ways to pay for just about everything, thanks to their convenience and flexibility. But that convenience can come at a cost. Without a clear understanding of how credit cards work, it’s easy to fall into habits that lead to overspending, high-interest charges, and long-term debt. The key to using credit cards responsibly – and making them work for you – is knowing the facts. Plenty of myths and misunderstandings exist about credit cards, how they affect your credit score, and what certain actions really mean for your finances. In this article, we’re…

May 1, 2025Borrowing Basics No Comments

One-Minute Reads: Don’t Get Caught in a Hurricane Scam

After a hurricane, scammers are quick to take advantage of people who are stressed, distracted, or in need of help. Stay alert and protect yourself from these common hurricane-related scams: Fake FEMA or Utility Calls Scammers may pose as government agencies or utility companies, asking for personal information or payment. Remember: FEMA will never ask for money to apply for assistance. Bogus Contractors If someone offers quick repairs for cash or shows up without credentials, be wary. Only work with licensed, insured contractors—ideally those recommended by someone you trust. Phony Charities Scammers often pose as disaster relief charities. Before you…

April 25, 2025One Minute Reads, Security Center No Comments

PEFCU Gives Back to the Planet and the Community

At Publix Employees Federal Credit Union, we believe that giving back to our planet is just as important as giving back to our members and communities. Every year on April 22, people around the globe come together to celebrate Earth Day—a day dedicated to raising awareness about environmental protection and inspiring actions that make a difference. At PEFCU, the environment is one of our three main community pillars, and this Earth Day, we took action! This year, PEFCU marked Earth Day by partnering with Keep Polk County Beautiful for a park clean-up, a hands-on initiative that brought team members together for the day. Associates from different departments within…

April 22, 2025Community Engagement, We Are PEFCU No Comments

Tips to Maximize Your Tax Refund

With tax season upon us, taxpayers are looking for ways to maximize their potential refund checks. While this time of the year can often feel overwhelming, it’s also an opportunity to reclaim your hard-earned money. Whether you’re filing for the first time or looking to optimize your return, understanding key deductions, credits, and strategies can make a significant difference. In this article, we’ll walk you through practical tips to help you maximize your tax refund, reduce your taxable income, and take advantage of every dollar you’re entitled to. Get ready to file with confidence and make the most of this…

March 24, 2025Future Planning, Wallet Wins No Comments

Staying Scam-Savvy: Fraud Risks Gen-Z Should Watch Out For

As digital natives, Gen Z spends much of their time online—scrolling through social media, shopping, or simply staying connected. While the internet offers plenty of opportunities, it also comes with risks. Fraudsters are becoming more creative, targeting young users in new and sophisticated ways. Here are some of the most common types of fraud that Gen Z should be aware of: 1. Social Media Scams Fraudsters often use social media platforms to spread scams, like fake giveaways or fraudulent investment opportunities. If a post claims you can double your money instantly or win high-value prizes just by sharing personal information—it’s…

February 26, 2025Security Center No Comments

Beginning the New Year with Financial Confidence

January has always been a month of reflection and a time to start fresh. The holidays pass, routines return, and many of us start thinking about what we want the upcoming year to look and feel like. Financial goals often rise to the top of those lists because money is tied to our sense of security, opportunity, and peace of mind. Financial confidence isn’t something that appears once you reach a certain savings balance or pay off every credit card. It’s something you build. It comes from having a clear picture of your finances, a sense of direction, and small systems that help guide…

January 5, 2025Future Planning No Comments

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